A Tiny Housing Take on Multi-Generational Housing

Housing is a critical aspect of any financial plan. Many alternatives have become more popular in the last 10 years: nomad (digital nomads etc.), tiny houses, mobile living (RVs, vans…), etc.. I think such housing alternatives are important and should be given more consideration by more people.

As these options become more popular they begin to be used in specialized ways. As I have written previously I think multi-generation housing is an interesting concept that deserves more attention. It is not a new idea but in many countries (such as the USA) it has gone out of favor but it may well come back into favor, I believe.

One recent trend combines multi-generational living and tiny housing into tiny houses in a backyard for grandparents.

The 12×24-foot prefabricated house starts at $85,000 — less than the cost of traditional long-term elder care — and includes innovative safety features like webcams and cushioned floors that allow the family member privacy and the caregiver freedom.

‘Granny Pods’ Help Keep Portland Affordable

Seattle, Austin, Washington, D.C., and San Francisco also recently made it easier to add a second unit or granny flat.

These Accessory Dwelling Units (ADU) require zoning flexibility in most places (in the USA at least, I am not sure about zoning issues globally). Hopefully more localities will create options to allow more flexibility.

ADU for Medical Caregiving

MEDCottages will be fully assembled at a manufacturing facility and trucked to a site to be plugged in, like a recreational vehicle, to the electrical and mechanical systems of an existing home by a local contractor.

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Tiny Homes – A Great Alternative

Homes don’t have to be huge as they are now. The ever expanding USA single family home: average square footage of single-family homes in the USA: 1950 – 983; 1970 – 1,500; 1990 – 2,080; 2004 – 2,349.

Tiny houses are looking at going back even earlier than 1950, and that is a good idea. I would also like to see experiments with small houses along the lines of 1950s (or even a bit smaller). By reducing the high cost of housing we can drastically change personal finances for the non-rich in the USA (and elsewhere).

The innovative thinking by Cass Community Social Services discussed in the video in is the type of thinking we need to see more of. The Detroit non-profit is building tiny houses and making them available for rent to low income residents. The effort includes monthly personal finance and home care classes to make those tenants ready to transition to home owners (which they can do, buying the houses they start out renting).

The plan is to use the rent-to-own model. Rent is capped at 1/3 of income (and should be something around $250/month I think). The houses cost about $40,000 build and funding from the Ford Foundation has jump started this effort. The initial effort plans to build 25 tiny houses.

I think housing innovation is one of the areas with great potential to make people’s lives better by reducing the burden on people’s finances. Tiny houses are one method. Multi-generational housing communities is another. Dorm-like housing is another (I would have found this appealing after college). These apartment buildings seek to increase the social space in the building and encourage social interaction and also often have smaller units (bringing down the cost while providing benefits people desire – social options).

Related: Making the Most of 450 Square FeetAmazingly Flexible 344 Square Foot Room Can Transform Into 24 Different Rooms

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Multi-generational Housing Communities

The digital nomad lifestyle is made possible by the modern world. In some ways it harkens back to nomads but not really very much. Another idea that is gaining favor (not as popular as the digital nomad trend) is multi-generational housing.

Our ancestors all lived in close knit multi-generational communities. Normally with 3 or 4 generations of the same family under the same roof (or within shouting distance in a hut nearby).

I can understand many reasons why many of us moved to our more independent way of living (especially in the USA) as we got rich enough to afford to do so.

There are really interesting (small) efforts to do this in non-related multi-generation households. I think there are very good reasons for it. And for people like me that would rather not live in the same house with these others it can even work in a small group of homes. Often with shared kitchen… Sometimes older people can share some financial burden (young family gets cheaper housing). And younger people can help with yard work, repairs… Cooking can be shared. Childcare from elderly can help free up the kids parents and can give some personal contact to elderly (that can otherwise be socially isolated). Kids can get more contact with people in the small community and may has less time just sitting in front of Netflix (especially small kids).

I learned about the resurgent movement for co-housing while I was living as a nomad. To me it really seems like another form of trying new ways of living that are not the common living arrangement for most people today. It seems to me it has the potential to be as life changing and enriching as many find the nomad lifestyle to be.

Of course there are all the issues you have with people being together. But there are some pretty good things about it too.

Related: Union Corners Cohousing in Madison, WisconsinShould I Sell or Keep My House When I Become a Nomad?Design coalition multifamily housingHousing Savings by Living as a Nomad